1. Aadhaar Card
2. PAN Card
3 Business proof (shop photo, electricity bill, rent agreement, registration, or GST)
4. Last 6-month bank statement

A good CIBIL score helps, but we also consider your bank transactions, cash flow, and business profile. Even if your CIBIL is low or NIL, you may still be eligible.

Yes, depending on your CIBIL score and bank transaction history, we may offer small personal or business loans.

You can apply for a loan starting from ₹10,000, depending on your business and eligibility.

Interest starts at 3% per month, with repayment tenures between 3 to 24 months, based on your profile.

Not compulsory. Valid business proof like a shop photo, utility bill, rent agreement, or GST certificate is acceptable.

We lend to retailers, traders, service providers, shopkeepers, small manufacturers, and other small business owners.

No. Our loans are generally unsecured, meaning no property or asset is needed for most cases.

: Visit the “Apply for Loan” section on our website and fill out the basic form. Our team will contact you shortly.

If all documents are valid, approval can be given within 24–48 hours.

The approved loan amount is transferred directly to your bank account. We do not provide cash.

Missing EMI may lead to late fees and affect your credit score. Always inform our team if facing any payment issues.

Yes, early repayment is allowed. Any pre-closure charges, if applicable, will be mentioned in your loan agreement.

Yes, if you maintain a good repayment history, you may be eligible for a top-up loan or higher loan amount.

All disbursements are done through bank transfer only—no cash is provided.