Personal Loan
Loans for Your Needs
Personal loans offer quick and simple solutions to meet your financial needs, from emergencies to planned expenses. With flexible repayment options and a hassle-free application process, we make it easy for you to access funds when you need them most.
Basic Eligibility Criteria
Customer Profile
Small Enterprises which include retailers, traders, small manufacturers, and service providers with a physical or verifiable place of business (such as a shop, workshop, or office).
Age
Between 22 to 65 years
Residential Stability
1 Year
Employment Vintage
2 Years
Monthly Income
₹12,000/- or above
Documents Required
- Photograph - Latest Color Photograph
- Identity proof (Any One) - Driving License / Voter Id Card / Aadhar Card / PAN Card / Passport
- Age Proof (Any One) - Driving License / Voter Id Card with DOB / Aadhar Card / PAN Card / Passport / Government issued document with DOB.
- Signature Verification - Bank Signature Verification
- Address Proof (Any One) - Electric Bill / Tax Bill / Water Bill / Gas Bill / Fixed Line Telephone Bill Post Paid Mobile Bill
- Ownership Proof (Any One) - Electric Bill / Tax Bill / Water Bill / Possession Letter or Sale Deed with Latest Utility bill
- Income Proof - Shop Establishment Certificate / Sales and Purchase Bills / ITR / Financials with all schedules of last 3 Years Valid Driving License & Existing Vehicle(s) RTO Book
- Bank Statement - Last 6 months Bank statement of all bank accounts
